Brighten Up Your Fall Days With Some Garden Color: Ornamental Grasses

http://kayele.net/A sensational  way  to add fall color to your garden is to plant some ornamental grasses. Master gardener Joe Lamp’l wrote in his article In Fall, Ornamental Grasses are in their Glory, “In fall, ornamental grasses are in their glory as they turn shades of gold, bronze and ruby… Consider adding a few of these underappreciated plants to your yard. They’re easy to grow, attractive, versatile and beneficial to wildlife.” Ornamental grasses not only offer punches of dynamic color on crisp fall days, their texture and growing habits add visual interest to a planting. They aren’t picky— they can be planted in your garden space or in patio containers.

A majority of ornamental grasses are deer-resistant, as they can withstand the occasional nibble from local deer. The grasses also provide habitat and seeds for birds. Another bonus from planting ornamental grasses is slope stability and the enriching of soil conditions from the plants’ deep root systems.

For most people, the best reason to grow ornamental grasses is their beauty. ~ Joe Lamp’l

If your garden spaces or containers could use a fall makeover, consider planting a few versatile ornamental grasses. Their tendency to remain pleasant looking throughout the winter months make them fall garden champions! Sunset.com shares suggestions for 3 different fall container gardens to display on your patio.

Photo Courtesy of Kaye

Keeping Your Home Free of Mold

http://www.freedigitalphotos.net/images/view_photog.php?photogid=1526Living in the Pacific Northwest means we contend with wet weather during Fall, Winter and Spring seasons. Wet weather ushers in mold season. Now is the time to review if your home is at risk for mold damage. The Seattle Times has a great check list of home  maintenance points to check for water damage/mold. Enviroshield has a terrific interactive demo about mold in the home. An ounce of prevention now will go a long way. If you have more in-depth questions about mold in the home, the US EPS Brief Guide to Mold, Moisture and Your Home is a beneficial resource.

Photo Courtesy of Paul / FreeDigitalPhotos.Net

The American Dream: Is it Being Reinvented?

Matthew Gardner posted an excellent article on the blog Neighborly News about the state of the American dream of home ownership. Mr. Gardner discusses how it appears the dream is not dead, but is actually being reinvented through more realistic expectations. He sites Karl Case’s article A Dream House After All. Mr. Case’s opinion piece examines how the dream of owning a home, if based on the reality of needing a place to live and a stable investment through it’s tax incentives, is alive and well in America. It appears the dream is stronger in those regions not as hard hit with unemployment (like Western Washington), which is understandable.

Home ownership does offer several solid bonuses. Interest rates are historically low right now. The interest on a mortgage is tax deductible. Home prices are more affordable than they were a few years ago. How do these practical benefits shape your personal vision of buying a home? Have your expectations of the American Dream been reinvented?

September Real Estate Statistics

September’s reports show that King County, the Eastside and Seattle all saw a decline in inventory for sale and an increase in pending sales in September. Average and Median Sales Prices were also up from both the month and the year prior. A very good sign. Mercer Island did not follow the trend, although inventory was down from September of 2009. Our median price was at the lowest point since February of 2009 making now a great time for buyers hoping to find an Island home.

 Overall the region is fairing very well and showing sign of steadiness in spite of an uncertain economy. Mercer Island and other higher priced communities traditionally follow the trend set by the surrounding and more moderately priced region. Time will tell if that holds true this time around.

Buyer FAQs: Part Two, Money Matters

Front Door

When buyers find the right home for their lifestyle, not only does the offer need to be put together to present to the sellers, there are money matters to attend to. For starters, the buyers will benefit greatly by being pre-qualified and pre-approved for a loan amount that meets the purchase price offered to the sellers. Having a pre-approval letter included with the other paper work strengthens the offer. In addition, there is the matter of earnest money. Below are four frequently asked questions, and corresponding answers, regarding money matters in the buying process.

Does it cost me money to make an offer?
When you write the offer on the home you’ve chosen, you will be expected to include an earnest money deposit. The deposit is a sign of your good faith, that you are seriously interested in buying the home.

Where does my earnest money go?
Once the buyers and sellers have a mutually accepted offer, the earnest money is deposited into a trust account. That deposit becomes a credit to the buyers toward the purchase expenses.

Can I lose my earnest money?
Real estate contracts are complicated legal transactions. This is another area where having a knowledgeable and professional agent is a neccessity. Rarely do the buyers lose the earnest money. Most often, if the transaction falls apart, there are circumstances beyond the buyers’ control that cause it to happen. However, if the buyers willfully decided that they no longer want to buy the home and have no legal reason for rescinding their offer, then the sellers have the right to retain the earnest money.

Is that all the money that’s involved in the offer?
Some lenders require the cost of the appraisal and credit report at the time of the loan application.

Where’s my hammer? What tools should make the cut in your tool box?

http://www.fundraw.com/clipart/clip-art/1433/Hammer-with-shadow/Owning a home means that home maintenance will be on your agenda from time to time. Here’s a useful and entertaining article (especially if you’ve ever been a parent to teenagers) about what tools are necessary for tackling those maintenance chores: The Pragmatist – The Tools You Really Need to Maintain Your Home.

Buyer FAQs: Part One, the Offer

Front DoorThe current real estate market is offering terrific opportunities to buyers. Home prices, and especially the low interest rates, are certainly attractive. If you are considering buying a home, you probably have questions about the purchase process. Let’s take a look at three frequently asked questions regarding the buyer’s offer to the sellers, and how a real estate agent helps the buyer navigate the offer.

How does my offer get presented to the sellers?
Your real estate agent will contact the listing agent for the home you would like to purchase. Preferably, an appointment will be made with the sellers to present them your offer. Your agent will be present during the appointment to explain the details of your offer and negotiate the offer on your behalf. If the seller or listing agent are not available to meet in person, your offer may be transmitted electronically to the listing agent’s office.

What happens if I offer less than the asking price for the home I want to buy?
If you offer less money than the asking price, the sellers have three options: 1)They can accept the lower offer 2)Counter your offer 3) Reject it completely. Remember that there could be another buyer who is also interested in the home you’ve chosen. If they (other buyers) happen to write an offer at the same time you do, the seller will have two offers to compare. There are usually many aspects to each offer to consider, but ultimately the sellers will want to accept the best, and most complete, offer. Working with a real estate agent can help you prepare your best strategy, based on the current real estate market in your region.

What if the I need to sell my home before I buy a new one?
To put yourself in the best negotiating position before you find the new home you want, hire a qualified real estate agent to help you put your current home on the market. Once you write an offer on a new home, your offer will be “contingent” upon the sale of your home.

Your real estate agent will discuss with you a few things to keep in mind with a “contingent” offer. First, a buyer in this position may not have the same negotiating power as a buyer whose home has already sold (or at least has an accepted offer). Second, the seller may be hesitant to accept your offer because there are too many things that must happen before the sale can close. A bridge loan may be an option to consider.

Spotlight on Mary Wayte Pool

For over 40 years island residents have enjoyed swimming in the Olympic-sized pool next to Mercer Island High School on the north end of the island.  The 6 lane pool has been used for both recreational public swimming and competitive high school meets throughout its history.   

One of the swimmers who trained at the pool was Mary Wayte.  Raised on Mercer Island, Mary Wayte competed in the 1984 and 1988 Olympics where she won two gold medals, a silver medal and a bronze medal.  The pool was renamed the Mary Wayte Pool in her honor.

Throughout the school year the Mercer Island High School swim and dive teams use the Mary Wayte Pool for practices and meets.  Mercer Island High School is fortunate to have a pool adjoining its campus that students do not have to share with other practicing teams.  In contrast, Issaquah, Skyline and Liberty high schools must all share the Julius Boehm Pool.  Bellevue, Sammamish and Interlake high schools all practice at the Bellevue Aquatic Center and cannot host meets there.  The Mary Wayte Pool hosts swim meets for both Mercer Island High School and Bellevue High School.   

In addition to its invaluable role at the high school, the Mary Wayte Pool also serves the public by offering swimming lessons, diving classes, exercise programs, open swim times and pool party rentals.  The pool even hosts a monthly movie night.  From parent and baby swimming classes to high school swim meets to senior lap swims, every member of Mercer Island’s diverse community can find an activity to enjoy at the Mary Wayte Pool.

Art for a Cause: MIYFS Annual Pumpkin Patch Fundraiser

Linus may have waited all night in the pumpkin patch for the Great Pumpkin to appear, however you don’t have to wait at all.   There are so many great pumpkins for sale right now, at various locations around Mercer Island!

The annual Pumpkin Patch Fundraiser, which benefits Mercer Island Youth & Family Services, runs the whole month of October. Windermere R.E. / Mercer Island is proud to be one of the Mercer Island business locations hosting pumpkin patch shopping.

Please stop by the office and see how adorable these glass blown pumpkins are. The pumpkins are varying shapes and sizes; the glass colors range from multicolored to pure orange to clear. If you’d like to purchase a pumpkin, please be prepared to pay by check, payable to MIYFS Foundation. We look forward to seeing you!

Fall 2010 Mercer Island Recyling Event: Saturday, Oct. 23, 9am to 3pm


It’s time for the Fall Mercer Island Recycling Event, which will occur on Saturday, October 23rd, from 9:00am to 3:00pm. The Recyling Event will be held at the Mercer Island Boat Launch (3600 East Mercer Way).

Here’s the list of the items you can bring to recylce on October 23rd:

Alkaline batteries (AAAA, AAA, AA, A, B, C, and D cell batteries only)
*Appliances/scrap metal ($5 charge for water heaters)
*Cardboard (please flatten and not wax coated)
*Confidential document shredding (limit 5 file-size boxes per participant)
*Electronic/computer equipment (no charge; this includes computer monitors)
*Household goods and clothing (items in good condition only; mattresses and furniture will not be accepted )
*Lead acid batteries (Car, truck, marine, and motorcycle batteries)
*Motor oil, filters and antifreeze
*Propane tanks ($5 charge – cash only; residential five gallon tanks only)
*Porcelain toilets and sinks ($5 charge – cash only; toilet seats, hardware, and base wax rings must be removed)
*Refrigerators/freezers/air conditioners ($25 charge – cash only)
*Tires (limit 6 tires per household, 18 inches or below; if on rim, $1.50 charge; $5 for truck tire & $15 for truck tire on rim)
*TV sets (no charge)
*Motor Oil, Filters & Antifreeze (Motor oil, oil filters, antifreeze, brake fluid,transmission fluid, 2-cycle oil, steering fluid, crankcase oil, kerosene, and home heating fuel)

As a reminder: no flat-bed trucks or dump trucks will be allowed into the event. Also, please plan on being in queue before 2:45 pm. No more vehicles will be allowed in after 2:45 pm.

If you have any non-perishable food you’d like to share, there will also be a place at the recylcing event to collect these food donations for Mercer Island Youth and Family Services food pantry.

If you have any questions about what will be accepted at the Fall 2010 Mercer Island Recycling Event, please read the event flyer, which has all the nitty-gritty details.